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Bank card comparability software
Evaluate your journey card choices with our interactive software and filter bank cards primarily based on rewards worth, annual charges, revenue necessities and extra.
Why belief us
MoneySense is an award-winning journal, serving to Canadians navigate cash issues since 1999. Our editorial group of educated journalists works intently with main private finance consultants in Canada. That will help you discover the very best monetary merchandise, we evaluate the choices from over 12 main establishments, together with banks, credit score unions and card issuers. Be taught extra about our promoting and trusted companions.
One of the best journey cards- by class
One of the best journey bank cards in Canada mix sturdy earn charges with perks like lounge entry, no overseas transaction charges and journey insurance coverage protection. In the end, you’ll wish to select a card primarily based in your journey and spending habits, in addition to the journey perks that suit your life-style. We’ve compiled this record that will help you get began.
| Finest bank card by class | Why we adore it |
|---|---|
| Finest general journey rewards bank card American Categorical Cobalt Annual payment: $156 |
A number of the highest earn charges (with as much as 5x the factors on eating and groceries), mixed with a versatile factors, equals your finest return on spending |
| Finest airline journey bank card (Air Canada) TD Aeroplan Visa Infinite Annual payment: $139 |
Excessive earn charges on gasoline, groceries and Air Canada purchases, simple redemptions and a $100 Nexus payment rebate each 2 years |
| Finest airline journey bank card (WestJet) WestJet RBC World Elite Mastercard Annual payment: $119 |
1.5% earn charge paired with an annual round-trip companion voucher on WestJet |
| Finest no-fee journey bank card American Categorical Inexperienced Card Annual payment: $0 |
Constant earnings of 1 level per greenback on all of your purchases, mixed with the flexibleness and worth of Amex Membership Rewards |
| Finest resort bank card Marriott Bonvoy American Categorical Annual payment: $120 |
Redemptions without cost stays at over 30 resort manufacturers (from Marriott to Ritz-Cartlon), plus level transfers to associate airline packages |
| Finest bank card for premium perks American Categorical The Platinum Card Annual payment: $799 |
$400 in journey and restaurant credit, limitless airport lounge entry, resort upgrades, and extra |
| Finest journey bank card for college students CIBC Aeroplan Visa Card for College students Annual payment: $0 |
Good return on spending, plus a couple of journey advantages and student-friendly perks |
Upcoming adjustments to Amex Cobalt
Beginning October 8, 2024, the American Categorical Cobalt’s earn charge on journey purchases will lower from 2 Membership Rewards (MR) factors per greenback spent to 1 MR level per greenback spent. That is dangerous information for cardholders who continuously use the Cobalt for travel-related bills. Regardless of this modification, the Amex Cobalt stays a powerful contender for on a regular basis spending in Canada, notably because of its spectacular 5 factors per greenback earn charge on groceries, eating and drinks. Those that prioritize journey rewards could wish to take into account different playing cards that supply higher earn charges and extra complete journey insurance coverage protection.
—MoneySense editors
Finest general journey rewards bank card
At a look: With excellent earn charges in broadly-defined, common spending classes, the American Categorical Cobalt card is a journey rewards beast. Factors are simple to redeem and versatile, and you’ll improve their worth by transferring them to different journey loyalty packages. It comes with a complete insurance coverage package deal, so that you journey carefree.
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American Categorical Cobalt
Annual payment: $156
Welcome supply: earn 1,250 factors for every month you spend $750, as much as a most of 15,000 factors.
Card particulars
| Rates of interest | 21.99% on purchases, 21.99% on money advances |
| Revenue required | None specified |
| Credit score rating | 725 or increased |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers. |
Execs
- At 5 factors per greenback spent on eats and drinks, 3 factors per greenback on streaming companies, and a pair of factors per greenback on journey and transit, this card has among the highest earn charges round. Plus, the excessive earn charge on meals and groceries is capped at $2,500 monthly, and no limits are utilized to different classes.
- The boosted spend classes are very broadly outlined so that you’ll earn extra factors for extra of your purchases. For instance, “eats and drinks” consists of every little thing from grocery shops to espresso retailers to meals supply, and every little thing from gasoline to rideshares to flights falls beneath “journey and transit”.
- Amex factors are versatile and profitable. Redeem factors the straightforward method at a flat charge of 10,000 factors for $10 in direction of any journey expense—or, for those who’re a savvy factors collector—enhance your level values through the use of Amex’s Mounted Level chart or transferring factors to a different program like Aeroplan.
Cons
- Though American Categorical is accepted at tens of 1000’s of companies throughout the nation, it’s not as extensively accepted as Visa or Mastercard.
- The annual payment is charged month-to-month which barely obscures the truth that the whole is $155.88 per 12 months, a bit greater than the $120 charged by some comparable playing cards.
- The journey insurance coverage package deal lacks Journey Cancellation safety which covers you in case of a sudden sickness.
Honourable point out
At a look: With a decrease annual payment and no overseas alternate charges, the Scotiabank Gold American Categorical offers the Amex Cobalt a run for its cash. You’ll get pleasure from sturdy earn charges, simple and versatile redemptions, and the most effective journey insurance coverage packages available on the market. Frequent prospects of Sobeys-affiliated shops like Safeway, FreshCo and Thriftys will particularly respect the additional factors enhance on grocery purchases there.
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Scotiabank Gold American Categorical
Annual payment: $120
Welcome supply: earn as much as $950 in worth within the first 12 months, together with as much as 45,000 bonus Scene+ factors. To qualify, apply by October 31, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
| Revenue required | $60,000 per 12 months |
| Credit score rating | 725 or increased |
| Level worth | 1 Scene+ level = $0.01 when redeemed for journey on any airline or resort (together with Airbnbs). |
Finest airline journey bank cards
For Air Canada
At a look: Though you would use our primary journey card, the Amex Cobalt, to switch Amex factors to Aeroplan, the TD Aeroplan Visa Infinite tops our record of finest Aeroplan bank cards in Canada for its simple redemptions and extras just like the $100 Nexus payment rebate. Plus, for those who continuously spend on Ubers or are a daily at Starbucks, you would stretch your rewards even additional with this card.
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TD Aeroplan Visa Infinite Card
Annual payment: $139
Welcome supply: earn a welcome bonus of 10,000 Aeroplan factors whenever you make your first buy along with your new card; earn 15,000 Aeroplan factors whenever you spend $7,500 inside 180 days of account opening. Situations apply. Account should be authorized by September 3, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
| Revenue required | Private revenue of $60,000 or family revenue of $100,000 |
| Credit score rating | 660 or increased |
| Anniversary bonus | Earn a one-time anniversary bonus of 15,000 Aeroplan factors whenever you spend $12,000 inside 12 months of opening the account. Situations apply. Account should be authorized by September 3, 2024. |
| Level worth | Aeroplan factors are price $0.02 on common. |
Execs
- You’ll be able to earn Aeroplan Standing Qualifying Miles in your on a regular basis purchases so that you advance in Aeroplan standing quicker. The upper you go, the higher the perks, like precedence boarding, reductions on flights and precedence seat choice.
- Card holders and as much as eight journey companions travelling on the identical reservation get their first checked bag free when your journey begins on an Air Canada flight.
- Along with with the ability to redeem for Air Canada flights, you possibly can redeem your factors on a dozen Star Alliance companions like Lufthansa and United.
- This card has priceless extras like a $100 Nexus payment rebate each two years.
- The included insurance coverage package deal is aggressive, and consists of emergency medical journey protection for longer than some rivals (21 days, or 4 days for these 65 and older).
Cons
- For those who’re searching for the best possible method to get as many Aeroplan factors as you possibly can, utilizing the Amex Cobalt and transferring your factors at a 1:1 ratio is a greater choice, however that is our alternative for a easy, Aeroplan-specific card.
- Aeroplan is a dynamic chart-based program which implies level values can fluctuate primarily based on the place and whenever you’re flying, so it will not be the correct program for cardholders searching for simplicity.
- This card has a barely increased annual payment ($139) than another playing cards in its class.
For WestJet
At a look: With a 1.5% base charge and a pair of% again on WestJet flights or trip packages, this card offers travellers a strong software to take the sting out of the price of airfare. Add to that aggressive perks like an annual round-trip companion voucher and a free first checked bag for you and as much as eight journey companions, and also you’ve received a card WestJet flyers will wish to take into account.
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WestJet RBC World Elite Mastercard
Annual payment: $119
Welcome supply: earn as much as $450 in WestJet {dollars} with the WestJet RBC World Elite Mastercard. Plus, get a Spherical-Journey Companion Voucher Each 12 months – for any WestJet vacation spot ranging from $119 CAD (plus taxes, charges, prices and different ATC).
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances |
| Revenue required | Private revenue of $80,000 or family revenue of $150,000 |
| Credit score rating | None specified |
| Level worth | 1 WestJet Greenback = $1 CAD when redeemed for eligible flights or trip packages. |
Execs
- Get one round-trip companion voucher to wherever WestJet flies yearly, which helps you to e book a companion fare at a decreased charge whenever you additionally e book a full fare. Or, you possibly can alternate the companion voucher for 4 airport lounge passes.
- Obtain as much as three $500 Standing Lifts yearly, which get you to the subsequent rewards tier quicker. The upper your tier, the extra advantages you’ll get, like lounge entry.
- The WestJet rewards program is straightforward, with out complicated charts or blackout intervals. One level equals 1 cent in financial savings on Westjet flights.
- You get rewarded on your loyalty—earn 2% on WestJet flights or holidays, which is the next earn charge for journey bookings than different playing cards on this record.
Cons
- Once you use a round-trip companion voucher, the low cost solely applies to the bottom charge of the fare. Taxes, airport charges, and air transportation prices stay the identical—and these will be fairly hefty.
- WestJet {dollars} will not be transferable to another airways or airline packages.
Finest no-fee journey bank card
At a look: One among our finest no-fee playing cards in Canada, the American Categorical Inexperienced Card earns you factors in your on a regular basis spending you can redeem for assertion credit, items, playing cards, merchandise or journey, and just like the Cobalt, they’re transferable at a 1:1 ratio to different frequent flyer or rewards packages. That is notable as a result of by transferring to a program like Aeroplan, you possibly can enhance the worth of your factors considerably.
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American Categorical Inexperienced Card
Annual payment: $0
Welcome supply: earn 10,000 Membership Rewards factors whenever you cost $1,000 in purchases to your card within the first three months of cardmembership.
Card particulars
| Rates of interest | 21.99% on purchases, 21.99% on money advances |
| Revenue required | None specified |
| Credit score rating | 725 or increased |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers. . |
Honourable point out
At a look: This no-fee journey card provides accelerated earn charges on restaurant, grocery, digital media, membership and family utility purchases, supplying you with a lot of methods to earn factors via your on a regular basis spending. Plus, the birthday bonus perk returns 10% of your annual earnings in factors. Factors are price $0.01 every whenever you redeem for journey, they usually by no means expire.
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MBNA Rewards Platinum Plus Mastercard
Annual payment: $0
Welcome supply: earn 10,000 bonus factors ($50 in money again worth). Plus, get 4 factors per $1 spent on eligible restaurant, grocery, digital media, membership and family utility purchases throughout the first 90 days. (Not obtainable for residents of Quebec.)
Card particulars
| Rates of interest | 19.99% on purchases, 24.99% on money advances, 22.99% on steadiness transfers |
| Revenue required | None specified |
| Credit score rating | 660 or increased |
| Level worth | 1 MBNA Rewards level = $0.01 when redeemed for journey. |
Finest resort bank card
At a look: You’ll earn Marriott Bonvoy factors on each buy you make on the world’s largest resort conglomerate, redeemable at greater than 30 resort chains (from Marriott and St. Regis to The Ritz-Carlton) in 130 international locations. Get service upgrades like free Wi-Fi, spa therapies, eating experiences, or free resort stays. Factors are additionally transferable to round 40 different airline packages like Aeroplan, Delta SkyMiles and Virgin Atlantic.
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Marriott Bonvoy American Categorical
Annual payment: $120
Welcome supply: earn 50,000 Marriott Bonvoy factors
Card particulars
| Rates of interest | 21.99% on purchases, 21.99% on money advances |
| Revenue required | None specified |
| Credit score rating | 725 or increased |
| Level worth | 1 Marriott Bonvoy level = $0.0117 on common when redeemed for eligible flights or resort stays. |
Execs
- You’ll be able to deal with your self to hotel-related upgrades, companies and free nights at inns, together with St. Regis, The Ritz-Carlton and Westin, or for different travel-related bills like flights or automobile leases. Bonvoy factors are versatile—it’s also possible to use them for merchandise and experiences.
- The bottom charge of two factors per greenback is kind of good, however your factors will actually rack up whenever you earn 5 factors per greenback spent in your Marriott resort stays.
- This card comes with some priceless perks like one free night time’s keep at a Marriott property yearly and 15 Elite Evening Credit that will help you obtain the subsequent degree of standing.
- For those who attain $30,000 in complete annual spending on the cardboard, you’ll be upgraded to Marriott Bonvoy Gold Elite standing and unlock perks like room upgrades, financial savings on factors redemptions for resort stays and extra.
- As an Amex card, this package deal will get you Amex advantages like Entrance of the Line and eating, retail and wellness experiences.
Cons
- The worth of Marriott Bonvoy factors can fluctuate primarily based on a mixture of elements—from the resort you’re staying at to the time of the 12 months—that means maximizing factors and switch choices isn’t all the time easy to newer level collectors.
- Factors are price much less for airline transfers at a 3:1 ratio, that means you’re lacking out on maximizing worth for something aside from resort bookings.
- American Categorical is much less extensively accepted than Mastercard or Visa.
Finest bank card for premium perks
At a look: The Amex Platinum offers new that means to the previous saying, “You get what you pay for.” On this case, the $799 annual payment pays for itself via a smorgasbord of unimaginable perks. Your journey expertise will likely be reworked with limitless airport lounge entry, partnerships at Effective Resort + Resorts properties, and precedence remedy at Toronto Pearson Airport. The numerous perks—like a number of hundred {dollars} price of annual journey and eating credit and a Nexus payment rebate—go a good distance towards offsetting the value tag.
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American Categorical Platinum
Annual payment: $799
Welcome supply: earn as much as 100,000 rewards factors ($1,000 worth). Situations apply.
Card particulars
| Rates of interest | N/A (as a cost card, you’re required to repay your steadiness in full each month) |
| Revenue required | None |
| Credit score rating | 760 or increased |
| Anniversary bonus | $200 annual eating credit score to make use of at a curated record of Canada’s high eating places. Plus, $200 annual journey credit score when reserving via American Categorical Journey On-line. |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers. |
Execs
- You’ll get a $200 journey credit score every year that may be redeemed in direction of a journey buy made via American Categorical Journey On-line. Spend your further annual $200 eating credit score at choose eating places world wide, together with 100 in Canada.
- Get entry to The American Categorical International Lounge Assortment composed of greater than 1,300 lounges in over 140 international locations, together with American Categorical Centurion Lounges, Plaza Premium and Delta Sky lounges. Cardholders could have limitless free visits and companion passes at no further price, relying on the lounge.
- Robotically obtain the upper tier within the Hilton Honors and Marriott Bonvoy resort packages.
- Receive personalised help via Platinum Concierge service. The concierge could make restaurant reservations, get hold of tickets to particular occasions, e book companies for you, and extra—at no further price to you.
- As a result of the Platinum is a cost card, high-volume spenders will not be restricted by a standard credit score restrict.
Cons
- Further playing cards price $250 every yearly.
- Given the annual payment, the journey medical insurance coverage is lackluster. Whereas some playing cards supply 20 days or extra, this card solely covers you for as much as 15 consecutive days and doesn’t supply any insurance coverage to those that are 65 or older.
- Cost no matter you wish to the cardboard (there’s no credit score restrict), however as a result of it’s a cost card, you’re required to repay the steadiness in full each month.
Finest journey bank card for college students
At a look: The CIBC Aeroplan Visa Card for College students bundles the flexibility to earn Aeroplan rewards with a couple of journey advantages and student-friendly perks to ship a aggressive package deal for no annual payment.
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CIBC Aeroplan Visa Card for College students
Annual payment: $0
Welcome supply: earn 10,000 Aeroplan factors whenever you make your first buy ($200 worth)
Card particulars
| Rates of interest | 20.99% on purchases and 22.99% on money advances (21.99% in Quebec) |
| Revenue required | None specified |
| Credit score rating | None specified |
| Level worth | Aeroplan factors are price $0.02 on common. |
Honourable point out
At a look: The no-fee TD Rewards Visa combines the flexibility to earn versatile journey rewards factors with different student-friendly perks like bundled banking companies. Though TD Rewards factors are price lower than another loyalty packages, the earn charge is pretty beneficiant throughout on a regular basis spending classes supplying you with a lot of alternatives to earn.
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TD Rewards Visa Card
Annual payment: $0
Welcome supply: earn a price of $50 in TD Rewards Factors to make use of on eligible Amazon.ca purchases, plus no Annual Payment. Situations Apply. Account should be authorized by January 6, 2025.
Card particulars
| Rates of interest | 19.99% on purchases, 22.99% on money advances and 22.99% on steadiness transfers This supply is just not obtainable for residents of Quebec. |
| Revenue required | None specified |
| Credit score rating | 660 or increased |
| Level worth | 1 TD Rewards level = $0.005 when redeemed for journey by way of Expedia For TD or $0.004 when redeemed via different suppliers and web sites. |
How we decide the very best journey bank cards
Our editors apply their bank card experience and information of Canadians’ monetary objectives to give you choice standards that matches the wants of the meant cardholder. For journey bank cards, your return on spending is a key consideration, as a result of it represents the worth of the factors you’re incomes with each buy. We take into account annual charges and eligibility standards (for pupil playing cards), perks and insurance coverage (for premium playing cards) and different elements, particular to the class. The addition of hyperlinks from affiliate companions has no bearing on the outcomes. Learn extra about our choice course of and about how MoneySense makes cash.
Often requested questions
Several types of journey bank cards
Generic journey rewards bank cards
Some bank cards give you the flexibility to earn rewards on on a regular basis purchases and different buy classes, which will be redeemed in direction of all kinds of issues, together with journey. This implies you aren’t essentially restricted to reserving via sure airways when redeeming your factors on flights. You may additionally have the ability to switch your bank card factors to an airline rewards program, similar to with the American Categorical Cobalt.
Airline rewards bank cards
Some journey bank cards supply rewards with particular airways the place your factors’ redemption values could differ, such because the TD Aeroplan Visa Infinite card. Once you accumulate sufficient factors, you possibly can e book a flight or trip package deal with affiliated airways like WestJet or Air Canada. Take note although that the worth of your factors can depend upon the date of your flight and your vacation spot.
Resort rewards bank cards
Resort rewards bank cards give you the flexibility to redeem your factors in direction of a resort keep, and to earn factors whenever you e book at affiliated inns like Marriott or Delta, or earn perks similar to room upgrades or free breakfasts whenever you e book eligible resort stays. For those who continuously e book inns for work or journey, take into account a resort rewards bank card just like the Marriott Bonvoy American Categorical.
Journey bank card options
Some vital options to look out for in journey bank cards, in addition to factors worth and your reserving redemption choices (flights, inns, automobiles), embody:
- Journey insurance coverage protection for medical points or journey delays. Most bank card journey insurance coverage packages cowl you as much as 15 days and are typically extra restricted for these over the age of 65, however there are exceptions. (Examine the way to know in case your bank card comes with sufficient journey insurance coverage protection.)
- Airport lounge entry without cost or discounted lounge passes via Precedence Cross, Visa Airport Companion Program, Dragon Cross and others.
- Resort reductions, like reductions at Marriott inns.
Whether or not the cardboard prices you overseas transaction charges while you’re overseas, on high of normal alternate charges. These charges will be as excessive as an added 2.5% on each buy.
What journey factors program is finest?
Not all journey reward packages are created equal. So how do you select the correct one for you?
First, it’s vital to grasp that journey rewards packages will be damaged down into two fundamental varieties: Constant and chart-based.
It’s price noting that in uncommon instances, just like the American Categorical Membership Rewards Program, you may get to decide on to redeem factors for journey primarily based on both a constant system or as a chart-based system.
Most of the large banks supply constant factors journey reward packages. They’re aimed toward individuals who wish to function inside a easy program that has an easy-to-understand redemption course of; individuals who dislike sophisticated packages will respect these. Chart-based packages will be significantly extra sophisticated—but in addition probably extra priceless. Because the variety of factors wanted to redeem for a flight isn’t constant, utilizing the rewards chart strategically may help you stretch the worth of your factors and web the next return when flying on sure routes, and even when reserving premium seats or enterprise class. These packages are extra common with private finance fanatics and left-brain thinkers.
Evaluate journey bank cards rewards factors values
| Rewards program | Level worth |
|---|---|
| Aeroplan | 1 Aeroplan level is price $0.02 on common. |
| Air Miles | 1 Air Mile is price roughly $0.121 in journey rewards |
| American Categorical Versatile Factors Program | 1 American Categorical level is price $0.01 in journey rewards |
| American Categorical Mounted Factors program | 1 American Categorical level is price $0.01 in journey rewards |
| BMO Rewards | 1 BMO Rewards level is price 0.7 of a cent in journey rewards |
| Marriott Bonvoy | 1 Marriott Bonvoy level is price $0.0117 on common when redeemed for eligible flights or resort stays |
| MBNA Rewards | 1 level MBNA Rewards level is price $0.01 in journey rewards |
| Nationwide Financial institution | 1 Nationwide Financial institution level is price $0.01 in journey rewards |
| RBC Avion Rewards | 1 Avion Rewards level is price $0.01 in journey rewards |
| RBC Avion – Air Journey Redemption Schedule | 1 Avion level is price $0.01 when redeemed for flights or inns |
| Scene Rewards | 1 Scene Rewards level is price $0.01 in journey rewards |
| TD Rewards | 1 TD Rewards level is price 0.5 of a cent in journey rewards booked by way of Expedia For TD |
| WestJet {Dollars} | 1% in WestJet {Dollars} is price $0.01 in journey rewards |
What number of journey rewards factors do you want for a flight?
What number of Aeroplan factors you want for a flight
Aeroplan’s chart system makes use of Miles to measure the minimal level redemptions. For shorter flights inside North America, you’d want not less than 6,000-22,500 factors for an Economic system flight, 35,000-70,000 factors for North America and Atlantic zones, and so forth.
What number of Air Mile Dream miles you want for a flight
Air Miles doesn’t have a set flight chart. The variety of Air Miles Dream miles wanted for a free flight varies considerably as pricing is predicated on demand and what provider and sophistication you choose. On common, 1 Air Mile level is price 12.1 cents in journey rewards.
What number of Avion factors you want for a flight
Premium Avion cardholders want not less than 15,000 factors for a flight inside or close to your province or territory, not less than 35,000 factors for a flight inside North America, 65,000 factors for a flight to Europe and 100,000 factors for different locations across the globe.
What number of Amex factors you want for a flight
Utilizing the American Categorical Mounted Factors Program, you’d want not less than 15,000 factors for a brief flight inside North America, 20,000 factors for a flight from a Canadian province or territory to a close-by U.S. State, 40,000 factors for an extended North American route, 50,000 factors for a trip vacation spot and not less than 60,000 factors for Europe or 100,000 factors for different continents.
What number of Scene factors you want for a flight
1 level is price 1 cent. For a $300 airline ticket, you’d want 300,000 Scene factors.
What number of BMO Rewards factors you want for a flight
You’ll be able to redeem your factors for a press release credit score in direction of flights. 1 BMO Rewards level is price 0.7 of a cent in journey rewards.
What number of TD factors you want for a flight
You want a minimal of 200 factors for a redemption via Expedia for TD. 1 TD Rewards level is price 0.5 cents in journey rewards.
What number of MBNA rewards factors you want for a flight
You’ll be able to redeem a minimal of 10,000 factors for a $100 assertion credit score on journey.
Do journey bank card factors expire?
Some journey rewards factors expire after a sure interval of inactivity, whereas others don’t. For instance, Aeroplan factors expire after 18 months of inactivity, and Marriott Bonvoy factors expire after 24 months, whereas WestJet {dollars} typically don’t expire, until they have been earned throughout sure promotions or different circumstances. To keep away from having your factors expire, you possibly can e book inns along with your factors, purchase merchandise via the loyalty program’s retailer, switch factors from one other program or to a member of the family, in some instances, and extra.
Extra of Canada’s finest bank cards:
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Keph Senett
2024-08-08 13:00:00
Source :https://www.moneysense.ca/spend/credit-cards/best-travel-credit-cards-in-canada/
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