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Finest airport lounge entry bank cards in Canada
Airport lounge entry can rework an in any other case gruelling layover into a soothing respite. Lounges could supply free snacks and drinks (together with complimentary alcoholic drinks), free Wi-Fi, plentiful snug seating, devoted work areas, showers, sleep pods and even spa providers. It’s little marvel, then, that for a lot of frequent fliers, lounge entry is an particularly coveted bank card function. Let’s have a look at the lounge entry playing cards that at present prime the class in Canada.
Finest general airport lounge entry bank card
At a look: With six complimentary airport lounge visits a 12 months, the Scotiabank Passport Visa Infinite Card provides essentially the most free visits amongst bank cards in a comparable charge vary. For that purpose alone, the cardboard pays for itself. Including to its travel-friendly attract is the truth that it’s one of many few playing cards in Canada that doesn’t cost a overseas transaction (FX) charge. Different playing cards sometimes cost 2.5% on purchases made in a overseas foreign money.
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Scotiabank Passport Visa Infinite
Annual charge: $150
Welcome supply: earn as much as $1,100 in worth within the first 12 months, together with as much as 35,000 bonus Scene+ factors. To qualify, apply by October 31, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
| Revenue required | $60,000 per 12 months |
| Credit score rating | 725 or larger |
| Level worth | 1 Scene+ level = $0.01 when redeemed for journey on any airline or lodge (together with AirBnBs). |
Finest luxurious airport lounge entry card
At a look: For Aeroplan factors collectors who need an elevated airport expertise, the TD Aeroplan Visa Infinite Privilege bank card generally is a nice journey companion. It’s full of journey advantages like limitless free entry for you and a visitor to Maple Leaf Lounges all through North America.
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TD Aeroplan Visa Infinite Privilege
Annual charge: $599
Welcome supply: You may earn a welcome bonus of 20,000 Aeroplan factors if you make your first buy along with your new card; Earn a further 25,000 Aeroplan factors if you spend $12,000 inside 180 days of Account opening. Circumstances apply. Account should be permitted by September 3, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on stability transfers, 22.99% on money advances |
| Revenue required | Private earnings of $150,000 or family earnings of $200,000 |
| Credit score rating | 725 or larger |
| Anniversary bonus | Earn 30,000 Aeroplan factors if you spend not less than $24,000 inside 12 months of opening the account. Circumstances apply. |
| Level worth | Aeroplan factors are value $0.02 on common. |
Finest airport lounge entry card for frequent travellers
At a look: It’s one of the crucial costly premium bank cards in Canada, however the $799 annual charge will get you entry to essentially the most complete and amenity-laden number of airport lounges worldwide, together with top-tier American Categorical Centurion Lounges. Relying on the lounge, cardholders could have an infinite variety of free visits and can even deliver one companion with them at no further value.
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American Categorical Platinum
Annual charge: $799
Welcome supply: earn as much as 100,000 rewards factors ($1,000 worth). Circumstances apply.
Card particulars
| Rates of interest | N/A (as a cost card, you’re required to repay your stability in full each month) |
| Revenue required | None |
| Credit score rating | 760 or larger |
| Anniversary bonus | $200 annual eating credit score to make use of at a curated record of Canada’s prime eating places. Plus, $200 annual journey credit score when reserving by way of American Categorical Journey On-line. |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers. |
Finest airport lounge entry card for infrequent journey
At a look: If you end up in an airport even only a few instances a 12 months, you’ll respect that the BMO Ascend World Elite Mastercard provides free membership within the Mastercard Journey Go program supplied by DragonPass, plus 4 free passes a 12 months.
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BMO Ascend World Elite Mastercard
Annual charge: $150
Welcome supply: You may earn as much as 100,000 factors
Card particulars
| Rates of interest | 20.99% on purchases, 23.99% on money advances, 23.99% on stability transfers |
| Revenue required | Private earnings of $80,000 or family earnings of $150,000 |
| Credit score rating | 760 or larger |
| Level worth | 1 BMO Rewards level = $0.0067 when redeemed for journey. |
Finest airport lounge entry card for travelling to the U.S.
At a look: When you incessantly cross the border to the U.S. for holidays, work journeys or household visits, contemplate the CIBC Aventura Visa Infinite. The cardboard contains membership within the Visa Airport Companion Program and likewise offers you 4 free lounge visits a 12 months. Each 4 years, you get a press release credit score of as much as $100 in the direction of a Nexus utility charge.
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CIBC Aventura Visa Infinite
Annual charge: $139
Welcome supply: You may earn as much as $1,400 in worth together with a primary 12 months annual charge rebate.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
| Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
| Credit score rating | 760 or larger |
| Level worth | 1 level= $0.01 on common. |
Execs
- Features a free membership to the Visa Airport Companion Program managed by DragonPass, in addition to 4 free lounge visits per 12 months.
- Versatile rewards program that means that you can redeem factors for journey, merchandise, reward playing cards, mortgage funds and extra.
- Save as much as 10 cents/litre on fuel at eligible fuel stations in the event you hyperlink your card with Journie Rewards, a loyalty program that helps you earn factors at Pioneer, Fasgas, Ultramar and Chevron fuel stations.
Cons
- To get the very best earn charge of two factors for each $1 spent, you will need to make a journey buy by way of the CIBC Rewards Centre.
- The worth of factors decreases once they’re not used for journey.
- There’s an $80,000 cap on the 1.5-point earn charge, after which you’ll solely get 1 level per $1 spent on groceries, fuel and drugstore purchases.
Our methodology: How we decide one of the best playing cards
The MoneySense editorial staff selects one of the best bank cards by assessing the worth they supply to Canadians throughout numerous classes. Our greatest bank cards for airport lounge entry rating is predicated on an in depth record of card particulars and options—with a deal with those who matter to air travellers—together with the variety of airport lounge visits, annual charges, rates of interest, welcome provides, rewards earn charges and redemption choices, annual earnings necessities and perks. We’ve got additionally thought of the professionals and cons of every card that will help you decide which of them greatest fit your monetary wants. Our rankings are an unbiased source of data for Canadians. The addition of hyperlinks from affiliate companions has no bearing on the outcomes. Learn extra about how MoneySense makes cash.
Airport lounge entry packages in Canada
| Program | Key particulars |
|---|---|
| DragonPass Variety of lounges: Greater than 1,200 worldwide |
In 2022, DragonPass took over the airport lounge packages for Visa and Mastercard; in Canada, the packages are actually respectively known as the Visa Airport Companion Program and Mastercard Journey Go supplied by DragonPass. This system contains entry to Plaza Premium lounges in Canada, in addition to a whole lot of various lounge packages worldwide. Lounges function snacks and drinks, free Wi-Fi, showers and enterprise centres. Cardholders can often use their free passes for themselves and for a visitor, however particular guidelines differ by lounge. |
| Maple Leaf Lounges Variety of lounges: 16 throughout North America and Europe |
Facilities embody cell-free quiet zones, snacks and drinks, free Wi-Fi and showers. Maple Leaf Lounges can solely be utilized by prospects departing on flights operated by Air Canada, Air Canada Rouge, Air Canada Categorical or a Star Alliance companion airline. |
| Centurion Lounges Variety of lounges: Greater than 40 worldwide |
Centurion Lounges sometimes function high-quality meals (designed by award-winning cooks) and drinks (and should even function a signature cocktail), free high-speed Wi-Fi, plush seating and devoted working areas. Some function elevated facilities like spa providers, nap pods and showers. Centurion Lounges are sometimes a part of The American Categorical World Lounge Assortment that options greater than 1,300 airport lounges in over 140 international locations. |
Tips on how to get free entry to airport lounges in Canada
A number of journey bank cards supply entry to airport lounges for cardholders. Relying on the bank card, you will get a sure variety of lounge visits yearly in particular international locations around the globe. If you wish to get free limitless entry to airport lounges, contemplate a bank card just like the American Categorical Platinum Card which incorporates the American Categorical World Lounge Assortment. The cardboard comes with a pretty big annual charge, like most bank cards with airport lounge entry, however the card’s rewards and advantages could outweigh the charge in case you are a frequent flier and worth the power to go to airport lounges if you’re touring.
The price of airport lounge entry in Canada
If it’s not provided as a free perk along with your bank card, you’ll need to pay for airport lounge entry.
Air Canada provides three tiers of Maple Leaf Membership memberships. Prices vary from $375 to $665 per 12 months. Company pay $59 per go to, and hourly passes aren’t obtainable. Observe that Air Canada has quickly suspended the sale of memberships to Maple Leaf Membership, and there’s no indication when it would resume promoting them.
Precedence Go memberships vary from USD$99 per 12 months for a Customary membership to USD$469 per 12 months for a Status membership. The previous comes with zero free lounge visits—members pay $USD35 per go to, the identical as company. In the meantime, Status members get limitless complimentary visits.
The prices of DragonPass memberships are comparable: charges vary from USD $99 per 12 months for a Basic membership (which incorporates one free lounge go to) to USD$429 for a Status membership (which comes with limitless lounge entry).
For Plaza Premium lounges, you will get a cross for a set variety of visits. For instance, in Canada, you should buy a five-visit cross for USD$155. Otherwise you e book with by the hour. The Plaza Premium Lounge at Toronto Pearson Airport, for instance, prices $66.68 for a two-hour go to.
If you’d like free airport lounge entry, your choices are extra restricted. First-class passengers could get entry as a part of their ticket advantages, and Air Canada’s Aeroplan program provides entry to Elite members who’ve reached an eligible standing stage. For frequent travellers, carrying an airport lounge bank card could be the easiest and most cost-effective option to get this premium perk.
DragonPass vs. Precedence Go: Which do you have to select?
DragonPass and Precedence Go are third-party lounge entry membership suppliers. Up till 2022, Precedence Go was the first companion for many Mastercard and Visa airport lounge packages. Nonetheless, DragonPass has develop into the companion of selection for many bank card lounge entry packages for playing cards just like the TD Aeroplan Visa Infinite Privilege and the Scotiabank Passport Visa Infinite. You may nonetheless entry the Precedence Go program with the American Categorical Platinum Card, nonetheless.
Continuously requested questions
Extra of Canada’s greatest bank cards:
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Sandra MacGregor
2024-08-02 12:49:00
Source :https://www.moneysense.ca/spend/credit-cards-with-airport-lounge-access-canada/
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