Disney Visa Card Overview [2024]

The Disney^® Visa^® Card is a no-annual-fee Chase card that comes with unique reductions and experiences you received’t discover with different bank cards. Disney holidays usually include a steep price ticket, however bank cards like this one supply methods to save cash and earn rewards at Disney parks and resorts.

However does the Disney^® Visa^® Card supply sufficient worth in comparison with different common bank cards? Provided that you are an enormous Disney fan who desires your bank card rewards to go towards your holidays within the parks. 

On this Disney^® Visa^® Card evaluation, we’ll have a look at who ought to get this card, the way to earn and redeem Disney rewards, and different bank cards you could wish to think about to offset the price of your subsequent Disney trip.

Key takeaways

• The Disney^® Visa^® Card has a $0 annual price, which is a perk for any rewards bank card.
  
• For brand spanking new cardmembers, this card has an OK welcome supply. You can earn a $150 assertion credit score after you spend $500 on purchases within the first 3 months from account opening.
  
• This card allows you to entry some perks inside Disney parks, corresponding to cardmember-only picture ops.
  
• The Disney^® Visa^® Card affords some reductions that may allow you to get monetary savings on Disney purchases.

Who ought to get the Disney Visa Card?

Disney loyalists are the one ones who will profit from including the Disney Visa Card to their wallets. Many of the advantages of this card are tied solely to Disney parks, resorts, cruises, and shops.

The Disney Visa Card affords 10% off choose merchandise and eating at Disney parks, which makes it a gorgeous possibility for people and households who go to Disney greater than yearly. Collectors that spend appreciable cash on Disney and Star Wars memorabilia may also admire these reductions.

As a Disney Visa cardholder, you get entry to particular occasions, corresponding to Disney and Star Wars character experiences at Disney parks. Getting your picture with Mickey and Minnie is all the time a spotlight of a Disney household trip, so having unique entry to experiences like it is a plus for Disney followers.

Sadly, the Disney Visa’s incomes fee is low, so it doesn’t make sense for on a regular basis spending. This card earns simply 1% in Disney Rewards {Dollars} on all purchases. Exterior of the reductions and unique occasions, a co-branded Disney card won’t essentially be the greatest bank card for Disney. Different journey rewards and cashback bank cards could supply larger incomes charges and extra redemption decisions, main to greater financial savings. Take a look at our listing of the greatest cashback bank cards for extra choices.

Card fundamentals

Why we just like the Disney Visa Card: advantages and perks

• Beneficiant welcome supply: New cardmembers earn a $150 assertion credit score after you spend $500 on purchases within the first 3 months from account opening.
  
• No annual price: Take pleasure in unique Disney parks, resorts, and retailer perks with out the concern of paying a price yearly.
  
• Trip financing: The Disney Visa Card affords particular trip financing: 0% intro APR on choose Disney trip packages for six months from the date of buy (then 19.24% – 28.24% Variable). You’ll be able to ebook your subsequent Disney journey now and pay it off over time.
  
• Unique occasions: The Disney Visa Card unlocks entry to particular occasions like unique Disney and Star Wars character experiences at Walt Disney World and Disneyland.
  
• DoorDash advantages: Obtain a complimentary 12-month DashPass subscription when you activate by Jan. 31, 2025. DashPass advantages embrace $0 supply charges for orders over $12.
• Disney reductions: Take pleasure in unique Disney reductions like 10% off choose purchases at DisneyStore.com, 10% off choose merchandise purchases at choose places, and 10% off at choose eating places most days on the Disneyland® Resort and Walt Disney World® Resorts.

What we do not like about this card: drawbacks

• Difficult redemptions: Disney Rewards {Dollars} doesn’t supply simple redemptions, which may be complicated. You want at the very least 20 Disney Rewards in your account to redeem them. Plus, you have to order Disney Rewards redemption playing cards to spend your rewards, and these playing cards can be utilized just for sure Disney purchases.
  
• Restricted reductions: Entry to unique reductions is sweet, however when you’re on the lookout for reductions on park admission tickets, you’re out of luck.
  
• International transaction charges: Disney does have theme parks and resorts exterior of the U.S., however utilizing this card for worldwide Disney holidays may get costly. It comes with a 3% international transaction price.

Incomes and redeeming Disney Rewards {Dollars}

Potential earnings in years one and two

This is a have a look at how your rewards can add up with the Disney Visa Card. To calculate these values, we used a degree valuation of $0.01.

Bear in mind, that is an estimation. The precise worth shall be decided by how a lot you spend and during which classes you spend.

Yr one earnings: $605
Yr two earnings: $455

These values are primarily based on the FinanceBuzz Credit score Card Rewards Valuation Mannequin which takes a have a look at factors earned through spending, the welcome bonus, and the annual price.

Finest methods to earn

With the Disney Rewards Visa, all purchases, large or small, earn 1% in Disney Rewards {Dollars}. For instance, a $100 buy earns one Disney Rewards Greenback. Doesn’t sound like a lot, does it?

The quickest method to earn Disney Rewards {Dollars} shortly is to make use of the Disney Visa Card solely for your entire spending. Nevertheless, you may additionally be leaving cash on the desk with this card, as most rewards bank cards supply a a lot larger incomes fee.

Maximizing your redemptions

To redeem Disney Rewards {Dollars}, you’ll must contact Disney and order a redemption card, which works like a present card. You are able to do this on-line, by cellphone, or at a Disney property. Supply of redemption playing cards normally takes two-to-three weeks, so don’t wait till proper earlier than your journey to order redemption playing cards.

The preliminary minimal redemption is 20 Disney Rewards {Dollars}. To earn this minimal, you’ll must spend $2,000. After that, transfers to a brand new or current redemption card may be in increments of 10 Rewards {Dollars}.

Disney Rewards {Dollars} are redeemable at choose Disney places throughout the U.S. You need to use your rewards at Disney in some ways, together with:

• Purchasing
  
• Eating
  
• Theme park tickets
  
• Guided excursions

The redemption worth of Disney Rewards {Dollars} is identical, irrespective of the place you select to make use of your redemption card. Go to DisneyRewards.com for a whole listing of redemption choices.

The one redemption possibility exterior of the realm of Disney is at AMC film theatres. Even then, rewards are solely good towards tickets for Disney, Disney-Pixar, Marvel, or Star Wars film tickets.

Should you’re solely on this card for its different Disney perks, ensure to at the very least use it as soon as, so you possibly can earn a $150 assertion credit score after you spend $500 on purchases within the first 3 months from account opening.

Disney Visa Card FAQs

Different playing cards to think about

If incomes Disney Rewards {Dollars} is your final aim, the Disney Premier Visa Card will get you there a lot quicker than the Disney Visa Card. It affords a bigger welcome bonus and a better incomes fee. Though it does have a $49 annual price, the Disney Premier Visa additionally provides the choice to redeem Rewards {Dollars} for a press release credit score for air journey. The remainder of this card’s perks are virtually an identical to these you get with the Disney Visa Card.

Disney co-branded bank cards aren’t the one method to earn and redeem rewards for Disney journeys. Actually, different bank cards may supply extra worth for Disney followers. For example, the Capital One Savor Money Rewards Credit score Card affords 10% money again on purchases made via Uber & Uber Eats (via 11/14/2024); 8% money again on Capital One Leisure; 4% money again on eating, leisure, and choose streaming companies; 3% at grocery shops (excluding superstores corresponding to Walmart® and Goal®), and 1% money again on all different purchases. You need to use your cashback rewards to get a press release credit score for Disney park tickets.

Plus, with this card, you possibly can earn a $300 money bonus after spending $3,000 within the first 3 months, which you would use to offset the price of a Disney trip.

With no international transaction charges, the Capital One Savor Money Rewards Credit score Card can be the proper companion for journeys to Disney parks and resorts abroad. It does have a $95 annual price, however the excessive incomes fee, journey advantages, and welcome bonus can simply offset that value.

Disney^® Visa^® Card: Backside line

The Disney Visa Card could be a good possibility for individuals who love happening trip to Disney parks and resorts and who wish to use this card to entry Disney perks. Should you’re not an enormous Disney fan, otherwise you solely go to the parks each few years, then one other rewards bank card that earns extra on on a regular basis purchases is likely to be a greater possibility for you.

Take a look at our suggestions for the greatest journey bank cards to match options.